dfcu Bank is inviting customers to move their everyday and festive spending from cash to card with an end-of-year campaign that rewards every swipe, tap and online payment made using a dfcu Visa card.
Running under the theme “Pay. Save. Get More.” until 31 December 2026, the campaign offers cardholders up to UGX 40,000 in cashback for every UGX 500,000 spent at any merchant point of sale that accepts dfcu cards, equivalent to up to 8% back, plus discounts of up to 20% on online shopping and airline bookings.
Up to 8% Cashback
The offers cover popular spending categories among Ugandans at this time of year, including dining, fuel, groceries, retail, travel, hospitality and online shopping. Cashback is calculated from verified eligible spend, with no draws or prize entries.
Customers simply pay using their dfcu Visa card, accumulate eligible spend and earn value back on purchases they were already planning to make.
Up to 20% Discounts
For online shopping and airline bookings, cardholders can enjoy discounts of up to 20%. The airline offers apply to bookings with Emirates, Qatar Airways and Ethiopian Airlines, giving customers travelling across borders more value on flights paid for with their dfcu Visa cards.
Isaac Bigirwa, dfcu Bank Head of Cards and Payments, explained that the final quarter of the year is one of the busiest spending periods, as households stock up for the holidays, families travel, and friends and colleagues gather to celebrate.
According to Bigirwa, the campaign is designed to turn cards in wallets into cards in use by giving customers practical reasons to reach for their Visa card first and to keep doing so throughout the festive season.
“Many of our customers already carry a dfcu Visa card, and the festive season is when spending is at its highest, so it is the right moment to make that card work harder for them. Pay. Save. Get More. is a simple promise. Use your card for the things you were already going to buy, and you get value back through cashback on your eligible spend and discounts when you shop online or book your flights. It is also a safer and more convenient way to pay, without the need to carry cash,” Bigirwa said.
The campaign primarily targets existing dfcu debit and credit cardholders, particularly those who hold a card but use it only occasionally. It also speaks to digitally active customers, festive-season shoppers, commuters, travellers, diners and families spending across various retail and service categories.
Customers can take part through contactless, point-of-sale and e-commerce payments, subject to the campaign terms and conditions.
As the season builds, dfcu Bank is highlighting the cashback offer at selected merchants where customers shop and dine, including Fraine Supermarket and Caramel. However, the cashback applies at any merchant point of sale that accepts dfcu cards.
Customers will see the campaign across social media, digital platforms, radio, television, and participating merchant outlets, featuring live demonstrations of how easily they can pay with a dfcu Visa card.
The campaign reflects dfcu’s wider drive to promote secure, convenient and cashless payments while making everyday banking more rewarding. Customers are encouraged to use their dfcu Visa cards at merchants and online, and to keep track of their eligible spending to earn cashback.
